Vietnam Travel Information

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How to Fund Your Next Holidays to Vietnam


Holidays can get expensive, and even for a generally cheap country like Vietnam, you could take a big hit financially if not funded the proper way. On the other hand, if you can manage to save appropriately, you can enjoy a nice vacation without any financial burdens. Fortunately, Vietnam offers a wide variety of services that can suit all ranges of budgets. So let's talk about some excellent ways you can fund your next holiday to Vietnam, and depending on the type of holiday you are looking to indulge in, make sure to save accordingly.


A good rule of thumb is to have sufficient savings for your holiday to Vietnam. Saving 10% of your paycheck will give you a large lump sum of money that can be used to book flights and cover expenses on the trip. This will also give you a safety net for your financial needs. Once you have saved enough money for your Vietnam trip, you won't have to worry about any bills. The 10% you have been saving for months will all go towards the holiday, and none will be coming out of your paycheck.

See How Much You Will Need for Your Vietnam Trip

Major cities such as Hanoi or Ho Chi Minh and popular tourist locations such as Phu Quoc or Da Nang might be on the expensive side. Other secluded destinations, namely the Mekong Delta, or Northwest Vietnam, lack modern tourist facilities but super budget-friendly in return.

If you are looking to go on an expensive holiday, you can do two things: to save for longer or if you can't be patient, then we suggest saving more money every month to have a set amount for your holiday. Having cash is very important when on holidays to Vietnam, so once you are done paying for your flights and hotel, make sure to keep some small cash with you.


Saving cash is essential, but the credit cards you use when paying for your trip are more important. Many travel credit cards can help you get better deals and reward you with points to get massive discounts on flights and hotels. Some popular international banks in Vietnam are HSBC, Shinhan, Standard Chartered, and Citibank, etc. Visa, Mastercards, and JCB are also widely accepted in Vietnam.

Read more on Is It Easy to Withdraw Money from ATMs in Vietnam?

We recommend you pay for your hotel and flights using credit cards that give you rewards, then pay off the balance and keep using the credit card to pay for food and other things on the trip. Note that less tourist-centric areas in Vietnam might not accept cards, and as mentioned, it is advisable to always have some cash in hand while traveling Vietnam.

The rewards system will depend on the credit card you have, so make sure to research the credit card you will be used to pay for your trip and make sure you will be rewarded. Remember to pay off the balance once you are done paying for your trip using the credit card, as that will keep your credit score high, allowing you to approve for more credit cards.

An alternative to using a credit card could be a loan. Depending on your credit rating and if you’re on benefits you could be paying as much as 1000% APR for a loan of a few thousand pounds. It’s best to use Now Loan or a similar service to make sure you’re getting the best loan for bad credit.


The cash you save will allow you to pay for your trip, but the credit cards you use will make it so that you get a better deal when you travel the next time allowing you to save money when booking hotels and flights.


© Written by Kim Pham for i Tour Vietnam

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Monday, 02 October 2023

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This Vietnam travel information page is written by a team of professional tour guides in Vietnam. More about us or visit home page

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